Our branches will be closed on Thanksgiving Day.  We will resume normal business hours on Friday. Have a happy Thanksgiving!

Using Chip Cards

Dip the chip

More secure than ever: chip-enabled cards

Shop worry-free with our new chip-enabled cards. Using the newest industry standards in encryption, these cards increase the security of every purchase you make at a chip-enabled terminal, and more terminals are appearing in retailers every day.

Enhanced fraud protection

When used in a chip-enabled terminal, the chip embedded in your card generates a unique code for every transaction, to prevent your card information from being compromised.

Using your card

Simply insert your card into a chip-enabled terminal and follow the instructions to approve your purchase. If a merchant does not have a chip-reading terminal, your card still features a magnetic stripe for you to swipe. Online and phone purchases will work the same as they have in the past.

 

Frequently Asked Questions